From Scholarships to Loans: A Comprehensive Course on Financing Higher Education
FREE TO ATTEND!
First 10 attendees will receive a free gift!
Thursday, May 29, 2025
6:00pm - 7:00pm
Broome County Public Library
185 Court St. • Binghamton, NY 13901
When navigating college finances, there are a lot of options. Scholarships, loans, grants – has its own complexities. Our course aims to demystify this process. We'll explore various funding resources and how to apply for them. By the end, you'll feel empowered to make informed financial decisions for your education. Join us on this journey to secure your education!

Navigating Fixed Income
FREE SEMINAR!
A Practical Guide to Budgeting and Saving
Monday, June 2, 2025
2:00pm - 3:00pm
Brookdale Castle Gardens
1715 Castle Gardens Rd. • Vestal, NY 13850
Light refreshments will be provided.
Speakers:
Ashley Layton, Financial Wellness Officer
Lucy Spena, Certified Credit Union Financial Counselor
Unlock financial security! This presentation provides practical strategies for individuals on a fixed income to effectively budget, save, and navigate their financial landscape with confidence.
Please RSVP by calling 607.748.5700.


Senior Seminar Series
FREE TO ATTEND!
George F. Johnson Memorial Library
1001 Park St. • Endicott, NY 13760
All classes run from 4:00pm to 5:00pm
Wednesday, June 4, 2025
Safeguarding Your Legacy: A Class on Senior Fiduciaries and Financial Management
Planning for your family’s future doesn't have to be expensive and time consuming – it's the process of designating who will receive your assets. During this presentation, we will discuss how you can make sure your loved ones are taken care of with ease and confidence. This seminar will help guide you through the process of assigning fiduciaries and designating beneficiaries. You’ll learn how to protect your wishes and ensure your assets are distributed according to your desires.
Wednesday, July 2, 2025
Financial Safety for Seniors: How Families Can Defend Against Exploitation
Financial exploitation of seniors is a growing concern. Many people struggle to protect their elderly family members from scams and fraud. During the seminar, we'll discuss prevention strategies and steps for recovery if exploitation occurs. Join us to learn how to safeguard your loved ones and ensure their financial well-being. Together, we can create a safer environment for our senior citizens.
Wednesday, August 6, 2025
Thriving on a Fixed Income: Maximizing Your Retirement Dollars
Are you a senior looking to make the most of your fixed income? We understand that managing finances on a limited budget can be challenging. This seminar will provide practical tips and strategies to help you thrive financially. Learn about the benefits available to you, how to save on everyday expenses, and explore income-boosting opportunities. Together, we can navigate this journey towards financial stability and peace of mind.
The Basics of Budgeting: Strategies for Financial Freedom
FREE TO ATTEND!
First 10 attendees will receive a free gift!
Thursday, June 26, 2025
6:00pm - 7:00pm
Broome County Public Library
185 Court St. • Binghamton, NY 13901
Understanding the basics of budgeting is essential for financial freedom. Learn practical strategies to create and maintain a budget. We’ll explore how to track expenses, prioritize savings, and set achievable financial goals. By the end of this class, you'll have the tools to take control of your financial future.

Smart Shopping: Couponing and Income Boosters for Grocery Savings
FREE TO ATTEND!
First 10 attendees will receive a free gift!
Thursday, July 24, 2025
6:00pm - 7:00pm
Broome County Public Library
185 Court St. • Binghamton, NY 13901
This class is designed to help you maximize your grocery budget and explore effective couponing techniques. You'll learn how to find the best deals and discounts, and we'll discuss income boosters to supplement your grocery savings. By the end of this class, you’ll be equipped with practical tools to shop smarter. Get ready to transform your grocery shopping experience!
