What are the requirements for a Home Equity Loan / Line of Credit?
The following documentation is required to apply for a Home Equity Loan or Line of Credit:
- A copy of your deed
- All borrowers on the deed must be on the loan and must be Visions member
- Copy of current tax bills that show as paid
- Insurance Binder with the premium amount listed
- One month of current pay stubs for each borrower
- Proof of income for all borrowers
- Two years of W-2's or two years of tax returns
You can apply by using our Online Application or visiting one of our local branch locations.