What are the requirements for a Home Equity Loan / Line of Credit?

The following documentation is required to apply for a Home Equity Loan or Line of Credit:

  • A copy of your deed
  • All borrowers on the deed must be on the loan and must be Visions member
  • Copy of current tax bills that show as paid
  • Insurance Binder with the premium amount listed
  • One month of current pay stubs for each borrower
  • Proof of income for all borrowers
  • Two years of W-2's or two years of tax returns

You can apply by using our Online Application or visiting one of our local branch locations.

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