New Buy or Refi


15 year term as low as
3.50% APR*

20 year term as low as
3.75% APR*


*APR = Annual Percentage Rate. Credit union membership required with a $25 minimum deposit. Promotion valid on the 15 year and 20 year fixed rate mortgage products only. New purchase or refinance of non-Visions debt. One to four family, owner-occupied, primary residence only. Maximum mortgage dollar amount funded is based on region. Estimated savings of closing costs, which varies by geographic market and property, would be at least $3,370 including, but not limited to, the following costs: appraisal, flood determination, application fee, credit report, lender attorney fees, recording fee, title insurance, and mortgage tax. Borrowers are responsible for initial escrow setup, interim interest, owners title insurance, tax service fee, borrower’s attorney fees, survey, and private mortgage insurance, if applicable. Monthly payment would be $714.88 on a $100,000 mortgage at 3.50% APR, with a 15 year term; monthly payment would be $593.03 on a $100,000 mortgage at 3.75% APR, with a 20 year term. Payment example does not include amounts for taxes and insurance premiums. Cannot be combined with any other promotion or offer. Submit applications by December 31, 2016.

Mortgages - Building Neighborhoods One Home at a Time

If you rent a house, but always wanted to own a home, Visions can help you achieve that dream. Every person you meet at Visions to get advice or to help with decisions is your future neighbor. And we want to welcome you with the best mortgage program you can get.

We offer a wide variety of mortgage programs to meet your needs:

  • Now offering FHA/VA mortgages. Please call for details - 800.242.2120 ext. 10269
  • Conventional fixed-rate and adjustable-rate mortgages.
  • A first-time home buyers program that offers 100 percent financing and no down payment.
  • A variety of mortgage programs that only require 3% down (restrictions apply).
  • A new construction program as well.
  • Mortgages tailored specifically to meet all your needs.

Follow our step-by-step program and sleep in the home of your dreams.

No Junk Fees!

Visions does not charge any hidden fees, no underwriting fees, no lock-in fees, and no loan processing fees. Call for details.


Mortgage E-Statements