Visions Federal Credit Union

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*APR = Annual Percentage Rate. Credit union membership required with a $25 minimum deposit. Promotion valid on the 15/15 Adjustable Rate Mortgage (ARM) product only. New purchase or refinance of non-Visions debt. One- to four-family, owner-occupied, primary residence only. Maximum mortgage dollar amount funded is based on region. Estimated savings of closing costs, which varies by geographic market and property, would be at least $3,370, including, but not limited to, the following costs: appraisal, flood determination, application fee, credit report, lender attorney fees, recording fee, title insurance, and mortgage tax. Borrowers are responsible for initial escrow setup, interim interest, owner’s title insurance, tax service fee, borrower’s attorney fees, survey, and private mortgage insurance, if applicable. Monthly payment would be $470.43 on a $100,000 mortgage at 3.875% APR with a 30-year term. Payment example does not include amounts for taxes and insurance premiums. Rates are for new applications only. This promotion is subject to change without notice (including the rate). Other restrictions apply. Rates are variable and can increase in the 16th year by no more than 2% points (5.875 per this example) and is based on the index at the adjustment time plus the margin. Cannot be combined with any other promotion or offer. Submit applications by Oct. 31, 2017.

Mortgages

Expect low rates, minimal down payments, no closing costs, and fair treatment from a member-owned and community-minded institution where you're a neighbor, not a number.

Our financial products, including the No problem Mortgage, take the hassle out of home loans. We promise to give you lots of options and quick turnaround with closings in 30 business days or less.

Home buying is one of life's biggest decisions. You wouldn't settle for a house you don't want. So don't settle on your mortgage. Apply now and let Visions find the right home loan for you.

Mortgages - Building Neighborhoods One Home at a Time

If you rent a house, but always wanted to own a home, Visions can help you achieve that dream. Every person you meet at Visions to get advice or to help with decisions is your future neighbor. And we want to welcome you with the best mortgage program you can get.

We offer a wide variety of mortgage programs to meet your needs:

  • Conventional fixed-rate and adjustable-rate mortgages.
  • A first-time home buyers program that offers 100 percent financing and no down payment.
  • A variety of mortgage programs that only require 5% down (restrictions apply).
  • A new construction program as well.
  • Mortgages tailored specifically to meet all your needs.

Follow our step-by-step program and sleep in the home of your dreams.

No Junk Fees!

Visions does not charge any hidden fees, no underwriting fees, no lock-in fees, and no loan processing fees. Call for details.

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Mortgage eStatements