people with hands joined in a circleEndwell, NY – Visions Federal Credit Union announced an array of financial relief programs on Monday, March 23 to help those affected by the coronavirus pandemic.

“These times are tough and unprecedented,” said Ty Muse, President and CEO. “We’ve been reading the news like everyone, but we also wanted to listen to our members and employees and figure out how we could help them.”

Included in the package is a 0% Annual Percentage Rate Emergency Loan, with limits ranging from $1000-$5000 and terms up to 12 months. Visions also announced a We Care 3-Month Skip-a-Pay program. This allows eligible members to skip three consecutive consumer loan payments, penalty-free, with the program even allowing for some existing delinquencies.

“It’s important for us to help those who have already been impacted,” said Muse. “We need to take care of the most vulnerable and also make sure they can get on with their daily lives.”

As part of that sentiment, Visions is offering a 90-day first payment deferral option on new and used auto loans. This deferral program is effective for all auto loans closed on or after March 23.

“We’re continuing to listen and monitor the situation,” Muse said. “I anticipate that we’ll provide more programs as the weeks go on. Whatever we can do to help our members and those in our communities, we’ll do it.”

Full details about their financial relief programs can be found at

About Visions
Visions Federal Credit Union is a nonprofit financial institution completely owned by its members. Established in 1966, Visions proudly serves over 210,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans.