Articles

Should I get a 15 year or 30-year mortgage?

Should I get a 15 year or 30-year mortgage?

One of the common questions people have regarding mortgages is whether a 15 year or 30 year mortgage is better? Like many financial decisions, the right answer depends on your personal financial circu...
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Escrow Information

Escrow Information

You may have heard the word "escrow" thrown around, but what does it actually mean? Think of it like a budgeting tool built right into your mortgage payment. Like any loan, you’ll see part of your ...
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What Every First-Time Homebuyer Should Know

What Every First-Time Homebuyer Should Know

If you are a first-time homebuyer, now is a great time to consider buying a house. For one, experts expect rent costs to outpace home values in the coming years. Homeownership is also an excellent ...
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Foreclosure Prevention Assistance

Foreclosure Prevention Assistance

Struggling to pay your mortgage? Help is available. If you are experiencing difficulty making your mortgage payments then we may be able to help you. There are many resources now available and all ...
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Renters Can Do Better When They Go 'Home'

Renters Can Do Better When They Go 'Home'

If you're still renting and have been for years, now might be the time to reconsider. Today's low interest rates could put your house payment on par with that rent check and you'll find you get much m...
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Mortgage Interest Rates and Buying a Home

Mortgage Interest Rates and Buying a Home

What Affects Mortgage Interest Rates When Buying a Home? Once people decide they'd like to buy a home, they want to know what interest rate they can expect from a mortgage. After all, buying a home...
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Six Steps to Your New Home

Six Steps to Your New Home

(The Seventh is Through the Front Door) Whether you're a first-time homebuyer or seasoned homeowner, purchasing a new place to live can be an exciting time. It can also be a little stressful. Th...
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Low Mortgage Rates Lure Younger Homebuyers

Low Mortgage Rates Lure Younger Homebuyers

It seems more and more young professionals and newlyweds are becoming first-time homebuyers earlier in life. It's a good trend considering homeownership offers many advantages over renting. It's al...
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4 Reasons for a Home Improvement Loan

4 Reasons for a Home Improvement Loan

There are some things that go along with owning a home. Home improvements are near the top of this list. The range of home improvements runs from the very small cosmetic improvements to the major stru...
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Home Improvement Loan Financing Options

Home Improvement Loan Financing Options

The Smart Options for Your Home Improvement Loan or Financing At Visions we say that life is unscripted. If you own a home, it's very likely you know how true that statement is. It almost goes with...
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Unlocking Your Home's Equity

Unlocking Your Home's Equity

Home ownership has benefits. One of those benefits is the ability to use the equity you've built for other financial needs such as home improvements. A home equity loan can also be used for various fi...
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Home Equity Loan vs HELOC

Home Equity Loan vs HELOC

People who own homes sometimes need money for those things that life throws your way. The good news is that homeowners can tap into the equity of their home to get the money they need. There are tw...
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