Visions Federal Credit Union

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Visions Federal Credit Union

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Not a member yet? Take just a few minutes and join online through VisionLine, our online banking system and then you can apply for the loan. Click here to join.

New!

Introducing the NEW and IMPROVED Home Equity Line of Credit from Visions!

HELOC
Heloc Infomercial
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6 MONTH INTRODUCTORY RATE
AS LOW AS 1.99% APR*

Up to 100% of your equity*

NO closing costs*

HELOC
HELOC

Get HELOC
at just

HELOC

But act now! This promotion is only
available for a limited time!

Apply Now

Our low-interest formula activates your home's equity like never before!
Simply apply HELOC to any...

Home Renovation Project

Home Renovation Project

Debt Consolidation

Debt Consolidation

College Costs

College Costs

Emergency Fund

Emergency Fund

But Wait There's More

Disclaimer

*APR = Annual Percentage Rate. Rates and terms are available on new loans only. Certain relationships are required to receive rates – ask for details. Credit union membership required with a $25 minimum deposit. Loan rate based on creditworthiness, may vary from the rates shown and is subject to standard credit criteria. Consult your tax advisor regarding interest rate tax deductibility. Property must be owner occupied. Maximum loan amount is $500,000 with a CLTV up to 80% of appraised value minus a first mortgage. Maximum loan amount is $250,000 for loans with a CLTV of 80.01% - 100% of appraised value minus a first mortgage. The rate for the first six months will be 1.99% after the introductory period the APR will be Prime - .25% with a minimum rate of 3% and a maximum rate of 15.8%. As of 6/15/17 the APR was 3.75%. Minimum initial advance of $15,000 required for both introductory rate and waiving of closing costs. You may be required to pay certain fees to third parties. The fees generally total between $625.00 and $4,875.00. If you ask we will provide you with an itemization for the fees you will have to pay to third parties. Offer for new Home Equity Loans ONLY, refinancing of existing VISIONS debt not allowed. Property insurance is required. Flood insurance may be required.