Visions Federal Credit Union

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Visions Federal Credit Union

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Everyday spending. Exceptional rewards.

Introducing the credit card made with Visions' members in mind. Make Visa® Platinum your top option for everyday expenses. Earn premium rewards and get special offers.

0.0% intro APR for 6 months* then as low as 9.5% APR*
No balance transfer fee*
1,000 bonus points at signup*

Special Offers

Once you have your card in hand, you'll be able to take advantage of a premium points program that includes special offers throughout the year like double points on certain purchases.

We make it easy to earn. There's no need to activate these special offers and we'll let you know when you can get bonus earnings – no extra clicks or searching for the latest promotions.

Use your reward points to purchase gifts cards good for more than 125 dining, entertainment, and shopping experiences. You can also put points toward nearly 2,000 premium items from top brands or earn points even faster when you shop at more than 800 online merchants in the exclusive online superstore.

Choose Your Design

Make your credit card experience personal with your choice of several designs. Find a look that matches your personality or preference.

Incredible Convenience

With the Visions Visa® Platinum credit card, you'll be spending and earning with a name you already trust. As a member, your Visa® Platinum comes with plenty of convenience.

Your credit card is linked to your Visions accounts, which means you can earn points while paying your bills and easily take care of your balance with a simple transfer.

Card Controls

Turn your credit card on and off with a simple click in the Visions FCU Mobile app if your card is lost or stolen. You can also notify us if you'll be traveling so purchases won't be flagged for fraud while you're on the road or out of the country.

Apply Now

The Visa® Platinum credit card is exclusive to Visions members. To apply, simply follow the instruction below. If you're not yet a member, see if you qualify and apply here.

  • 1

    Log in using your VisionLine ID. for online enrollment if you are a member without a VisionLine ID.

  • 2

    Click the "Loan Application" tab on your member dashboard and select "Apply Now".

  • 3

    Use the "Type of Loan" drop-down menu to select "Visa Platinum"

  • 4

    Click the "Credit Card Disclosure" link and then "Agree with Disclosure" after you've reviewed the document.

  • 5

    Fill out required fields in the online application and submit.

The Fine Print

*APR = Annual Percentage Rate. Credit union membership required with a $25 minimum deposit. Certain restrictions apply. Ask a representative for eligibility details. Rate and terms available on new credit cards only. Loan rates and approval amounts based on creditworthiness. Certain relationships and restrictions are required to receive introductory rate – ask for details. Introductory rate valid for six billing cycles after opening. Rates may increase after opening. After the introductory period, the APR will vary based on creditworthiness, the applicable index, and the 5-year U.S. Treasury Note. As of August 1, 2018, the APR ranged from 9.5-16.5% APR with a maximum rate of 18%. Visit or call 800.242.2120 for current rate information. Rewards points dependent on purchases. Speak with a representative for details. 1,000 bonus points credited by Oct. 31, 2018. Program details subject to change, offer period is Sept. 1 - 30, 2018. Federally insured by NCUA.