Fixed rate. Unlimited opportunities.
You've worked hard to build the equity in your home. Now, make it work just as hard for you.
With fixed rates and extended terms, a home equity can help tackle whatever life throws at you.
Bathroom remodel? No problem. Building a new roof? You're covered. From tuition to credit card debt to everything else in between, a home equity offers you the freedom you need to accomplish whatever it is you need.
Check out our calculators, articles, and resources to find out if a fixed rate home equity is the right fit for you.
What do I need to apply?
It's easier than you think! Just gather Proof of Ownership and Proof of Income:
PROOF OF OWNERSHIP
Qualified proof required, such as the deed to your property.
PROOF OF INCOME
Traditional employment income:
• Two years W2s
• 30 days paystubs
Self-employment income:
• Two years signed tax returns
Retirement income:
• Two years 1099s
Rental property income:
• Two years signed tax returns
...and that's all you need!
Apply online or schedule an appointment to take the next step.
*Eligible Lending Counties - Geographic Boundaries
Visions can lend to the following areas if a person qualifies for membership:
New Jersey:
Bergen, Essex, Hudson, Hunterdon, Monmouth, Middlesex, Morris, Passaic, Somerset, Sussex, Warren, and Union
New York:
Broome, Cayuga, Chemung, Chenango, Cortland, Delaware, Dutchess, Jefferson, Livingston, Madison, Monroe, Oneida, Onondaga, Ontario, Orange, Orleans, Oswego, Otsego, Rockland, Schuyler, Seneca, Steuben, Tioga, Tompkins, Wayne, Westchester, Wyoming, and Yates.
Pennsylvania:
Berks, Bradford, Carbon, Chester, Cumberland, Dauphin, Lancaster, Lebanon, Lehigh, Monroe, Montgomery, Northampton, Pike, Schuylkill, Susquehanna, Tioga, Wyoming, and York.
