With a Holiday Loan from Visions, you choose a low APR and enjoy predictable monthly payments into the new year. It’s a smart move that will turn you into a savvy buyer who knows you won’t be extending spending and expanding debt.
It’s an excellent alternative to online retailer credit cards that may save you a little upfront, maybe even lure you with free shipping, only to have the interest rate balloon to double digits once the promotional period is over. Conversely, when you act now, the Holiday Loan comes with rates starting as low as 1.99% APR*.
You know who’s on your gift list and how much you’d like to spend. Set the limit upfront by taking out that amount as a personal loan. This way you won’t be tempted to test a credit card limit that may be well beyond your means.
You’ll be less likely to make impulse purchases (i.e. gifts for yourself) or splurge on holiday meals with this defined balance. Think of a personal loan as a kind of insurance against over-spending. And since you won’t be racking up debt, you won’t need to worry about the holiday shopping hangover.
You choose the term when you take out the loan, so you’ll have a defined schedule of repayment. If you’re only making minimum payments, credit card balances tend to linger and grow for years to come.
When you throw a little extra here and there on a Holiday Loan, you’re sure to pay it off faster by knocking down that principal balance. The choice is always yours.
Those who fall prey to promotional offers from retailers may open numerous lines of credit to get through the holidays. Get ahead of the game and avoid taking out a personal loan somewhere down the line to consolidate multiple cards.
With Visions you get local support – not some call center several countries away – if you run into trouble. This puts you in control of not only your spending, but your financial security as well.
So, shop with confidence this holiday season and make the right choice with a Holiday Loan from Visions. The low APR, defined budget, potential faster payoff, and less consolidation risk are designed to put the consumer in control. Make the easy choice with a Holiday Loan from Visions this year!