A Steady Investment That Boosts Your Savings

One of the best ways to boost your savings might also be the steadiest investment you can make. But, low risk doesn't have to mean low reward with a Double Bump Share Certificate from Visions.

We think share certificates are a smart move for your money, so we up the reward with an extra bump to your rate of return during the term. A Double Bump Share Certificate with Visions increases the annual percentage yield (APY*) twice during the 36-month term. That means you get the best return for your money, no matter the current market conditions.

Just $500 is enough to get started and deposits are federally insured by the NCUA up to $250,000. With convenient terms and money-making returns, it's a great way to create a little extra savings for long-term goals like college, retirement, down payments for a new house or vehicle, or even a special vacation.

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How Much Will My Double Bump Share Certificate Be Worth in 36 Months?

Use our handy share certificate calculator to see how much your Double Bump will be worth in 36 months. Simply enter your investment, adjust the term, and input the interest rate of 2.50% to see your results! (Note: the interest rate is compounded daily; for a 36-month term, this will automatically calculate the 2.53% APY rate.)

This calculator is for estimating purposes only. The calculator will not factor in leap years which may occur during a share certificate's term. Please consult with a representative for further questions.

The Fine Print

*APY = Annual Percentage Yield. Credit union membership of $1 is required – certain restrictions apply. Speak with a representative for membership eligibility details. Blended APY assumes principal and dividends remain on deposit for the term of the certificate. APY increases .51% on the first anniversary date, then .52% on the second anniversary date. Initial APY is 2.02% for year one, 2.53% for year two, and 3.05% for year three. 36-month term. Minimum balance of $500. Maximum deposit aggregate of $1,000,000 per member account number. Maximum online or mobile banking deposit of $2,500 per certificate if funded via debit card or ACH; certain restrictions may apply, ask for details. No subsequent deposits can be made to certificates. Dividends calculated using the average daily balance method. This method applies a periodic rate to the average daily balance in the account each month. Dividends are credited monthly. Dividend rates are based on credit union earnings at the end of the dividend period and cannot be guaranteed. Dividends earned on balances of $500 and greater. Fees may reduce earnings on account. Early withdrawal penalties may apply. Federally insured by NCUA up to the maximum allowed by law. Unless otherwise instructed, product changes to standard 36-month certificate upon maturity, earning applicable APY at that time. This offer, including the advertised rates and APY, is accurate effective August 1, 2022. Visions Federal Credit Union reserves the right to end or modify this offer at any time.