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Overview

Visions Federal Credit Union has a wide variety of financial products and services for all ages. Whether you are just starting out and need to establish a Kirby Kangaroo account or you are getting ready for college planning, Visions is ready to be your financial partner for life. Get easy and convenient account access wherever you go with online banking or our mobile apps for Android and iPhone devices - Visions is there for you when you're on the go.

Kirby

  • Savings Program

Ages 13 - 17

  • Primary Share Money Manager
  • Flex Checking
  • Visa Debit Card
  • Youth Lending Program
  • Youth Visa Platinum with Rewards

Ages 18 - 22

  • Primary Share Money Manager
  • Flex Checking
  • Visa Debit Card
  • Personal Loans
  • Student Visa Platinum with Rewards
  • Auto Loans
  • and so much more!

Preparing for College

  • Paying for College
  • College Spending Plan
  • Roommate Agreement Form
  • FAFSA
  • and more!
  • Android Market Place
  • iTunes App Store

Kirby Kangaroo Club

Kirby Kangaroo

The Kirby Kangaroo Club is a free savings program designed especially for kids under 12. Kirby Kangaroo uses stories, games and entertainment to help kids learn about saving and finances.

The club provides special incentives and benefits for children who are age 12 and under. It includes:

  • The Kirby Kangaroo website packed with fun stuff for kids to learn with: stories, games, coloring pages, and jokes.
  • Quarterly Kirby Kangaroo newsletter.
  • Special Kirby Kangaroo youth activities all year long.

How it Works

Bring your children with you to visit your neighborhood branch to open an account. They will receive a savings passbook, coin saver, and a club identification card.

Children are encouraged to make a $5 deposit or greater at a teller window each month to receive a fun gift.

Ages 13 - 17 years

Deposit Services

Primary Share Money Manager
Your membership begins with this savings account. Maintain a $25 minimum balance to keep your account active, and earn dividends on a balance of $100 or greater.
Flex Checking
Available to students 13 years of age and older. No minimum balance required, no monthly fees, and checks are free! What a great way to start learning about financial resposibility - your very own checking account!
Visa Debit Card
Use your debit card wherever VISA® cards are accepted. The money is deducted from your checking account like a check - only easier! Plus, you can select the design! The VISA® Debit Card also doubles as an ATM card for qualified applicants and can be used to make deposits, withdrawals, cash checks, etc., at any Visions or network ATM nationwide. Must be 16 or older to apply, ask for details.

For additional deposit services, click here

Lending Services

Youth Lending Program
Students age 14 to 18 that are attending high school can borrow between $100 and $1,000 for up to a year. A co-signer is required on amounts over $500.
Youth Visa Platinum with Rewards
Students age 14 to 17 can learn to manage a small credit limit up to $500. A co-borrower is required. Students 14-15 must must complete a financial literacy program with their parent prior to approval.

For additional loan products, click here

  • Android Market Place
  • iTunes App Store

Ages 18 - 22 years

Deposit Services

Primary Share Money Manager
Your membership begins with this savings account. Maintain a $25 minimum balance to keep your account active, and earn dividends on a balance of $100 or greater.
Flex Checking
Available to students 13 years of age and older. No minimum balance required, no monthly fees, and checks are free! What a great way to start learning about financial resposibility - your very own checking account!
Visa Debit Card
Use your debit card wherever VISA® cards are accepted. The money is deducted from your checking account like a check - only easier! Plus, you can select the design! The VISA® Debit Card also doubles as an ATM card for qualified applicants and can be used to make deposits, withdrawals, cash checks, etc., at any Visions or network ATM nationwide. Must be 16 or older to apply, ask for details.

For additional deposit services, click here

Lending Services

Student Visa Platinum with Rewards
Full time college or trade school students age 18+ can apply for a $500 - $2,000 credit limit. Students must apply with a qualified co-applicant.

For additional loan products, click here

  • Android Market Place
  • iTunes App Store

Preparing for College

College Bound
Financial Aid Options
University Links
  • SUNY.edu - State University of New York
  • PASSHE.edu - Pennsylvania State System of Higher Education
  • NJASCU.org - New Jersey Association of State Colleges and Universities
Miscellaneous Links
  • Android Market Place
  • iTunes App Store