You are leaving the Visions Federal Credit Union web site. The privacy and security policies of the external link may differ from Visions Federal Credit Union. Visions Federal Credit Union does not own or control external links and is not responsible for the availability or accuracy of their content.
Make the right choices about how to pay for college.
Tuition, books, housing, food, gas, laptop ... There are plenty of costs that scholarships, grants, and government loans don't cover and most students need help filling the gaps.
We want to help scholars and parents understand all their options and choose those that work best for them. So, we gathered these resources to help guide those decisions.
What Is the Student Choice Loan?
The Student Choice Loan is a private student loan created for college students to fill the gap in financial aid that is left between the Cost of Attendance (COA) and federal loans or aid.
Private loans like the Student Choice Loan are not offered through the federal government, so it's important to look for a loan program from an institution you trust, like Visions.
Private student loans are in the name of the student, but often require a co-signer. They are not guaranteed or subsidized by the government. Instead, they are based on the credit score of the student and/or the credit score of any co-signer they have on the loan.
Why Choose Student Choice?
The benefits of the Visions Student Choice Loan include:
- Zero origination or prepayment fees
- Low interest rates
- Option to defer all payments while in school
- Possible funding through your entire college career
- Flexible repayment terms
- Low rates and fewer fees that could save hundreds of dollars a year