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Scams to Watch For

Beware Fraudulent Text Messages

Visions Federal Credit Union will NEVER send you a text message requesting your account or card information. This is a fraudulent attempt to acquire your information.

Typically, you are directed to call a phone number and enter your card number, PIN, expiration date, and sometimes even the CVV code (the three digit code on the back of your card). Don't do it.

If you receive or have received a message and mistakenly called the number, please call us immediately to cancel your card and get a new one.

Craigslist Scams

Advertisements have been posted on Craigslist as part of member recruitment scams nationwide. The ads solicit current credit union members and offer money - up to $500 - for help gaining membership for ineligible individuals. Here are samples of Craigslist ads targeted toward credit union members:

  1. If your a ABC Credit Union Member MAKE SOME EXTRA $$ This is NOT a scam! I am willing to call you and discuss extensively! I need a ABC Credit Union Member to sponsor me into the credit union. I am willing to pay $100 USD for this service. Please email me and we can discuss this in detail. This is a 1 day process and I want to become a member for investment account/interest rate purposes.
  2. Need to find a XYZ Credit Union Member I was just approved for a visa credit card with XYZ Federal Credit Union and they called me and said that they cannot process the application if I do not know any existing member or if I am not employed at one of the list of companies they have. To become a member you have to know a member. So now my app is on hold until I can find someone who is already a member. If you know someone, please tell them to contact me. I am willing to pay $500. And all they ask for is the member's name and member number. Thanks.
  3. ABC and XYZ Members Needed!!! If you are a ABC or XYZ Federal Credit Union member we will pay you $75.00 per member to sponsor other that would like to join the credit union but do not meet the membership requirements. Please email for details. As a reminder, we do not recommend that you give out your account information.