Teach your Children ways to protect themselves and you - from Identity Theft and Social Networking issues.
Looking for practical tips from the federal government and the technology industry to help you guard against Internet fraud, secure your computer, and protect your information?
Looking for practical tips on how to talk to your children or providing your children with online resources to teach them about identity theft and protecting themselves?
Visit www.onguardonline.gov to find videos, games, and helpful hints on topics such as: mobile phone apps, social networking, clicking on links or attachments, wireless security, and much, much more!
Take these steps to protect your personal information:
If you believe you are a victim of Identity Theft, please contact the Security Department immediately at (607) 754-7900, ext. 10627 or ext. 10529.
Identity theft and identity fraud are two of the fastest growing crimes in the United States. They occur when someone gains access to another person's personal information, such as a driver's license number, and uses the information to commit fraud.
If you are a victim of identity theft or fraud, here are some good tips:
Creditors - Write or call all of your creditors immediately. Request a replacement credit card with a new account number. Ask that old accounts be marked "account closed at consumer's request." Monitor your credit card statements for evidence of fraud and report it immediately to creditors. Creditors may ask you to fill out and notarize fraud affidavits; however the law does not require that a notarized affidavit be provided to creditors. A written statement and supporting documentation should be sufficient.
Keep a Log - Of all conversations related to your identity fraud case, including:
Follow Up - All conversations with a written note, sent by certified mail, return receipt requested. Keep copies of all letters and documents.
Credit Bureaus - Immediately call the fraud units of each of the three major credit bureaus - Experian, Equifax, and Trans Union ((LINK TO CONTACT INFO BELO)) - to report the theft or loss of your credit card(s).
Under the Fair Credit Reporting Act, you can ask the credit bureaus:
Law Enforcement - Report the identity fraud crime to the law enforcement agency with jurisdiction in your case. Give them as much documented evidence as possible. Ask for a copy of your police report. Keep the telephone number of the fraud investigator handy because creditors may require you to submit a copy of the report in order to verify the crime.
Banks/Financial Institutions - If your checks are stolen or bank accounts are set up fraudulently in your name, report the fraud to the check verification companies((LINK BELOW TO CONTACT INFO)). Put stop payments on any outstanding checks that you may not have written. Cancel your accounts and open new ones. If possible, give the bank a password for your account, other than your mother's maiden name.
ATM Cards - If your ATM card has been stolen or compromised, request a new card, account number, and password. Do not use your old password. When you create a new password, do not use numbers that are readily available, such as the last four digits of your Social Security number or your birth date.
Fraudulent Change of Address - Notify your local Postal Inspector if you suspect that someone has changed your address with the post office or has used the mail to commit credit or bank fraud. Contact your local Postmaster to have your mail sent to the correct address. Alert your mail carrier to the problem.
Social Security Number Misuse - Call the Social Security Administration at 800-269-0271 to report the fraudulent use of your Social Security number. The SSA will change your Social Security number if you meet the agency's fraud victim criteria. Also, call 800-772-1213 to order a copy of your Earnings and Benefits Statement and check it for accuracy.
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You may obtain additional information about identity theft and fraud at these websites: