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*APR = Annual Percentage Rate. Credit union membership required with a $25 minimum deposit. Promotion valid on the 15/15 Adjustable Rate Mortgage (ARM) product only. New purchase or refinance of non-Visions debt. One- to four-family, owner-occupied, primary residence only. Maximum mortgage dollar amount funded is based on region. Estimated savings of closing costs, which varies by geographic market and property, would be at least $3,370, including, but not limited to, the following costs: appraisal, flood determination, application fee, credit report, lender attorney fees, recording fee, title insurance, and mortgage tax. Borrowers are responsible for initial escrow setup, interim interest, owner’s title insurance, tax service fee, borrower’s attorney fees, survey, and private mortgage insurance, if applicable. Monthly payment would be $470.43 on a $100,000 mortgage at 3.875% APR with a 30-year term. Payment example does not include amounts for taxes and insurance premiums. Rates are for new applications only. This promotion is subject to change without notice (including the rate). Other restrictions apply. Rates are variable and can increase in the 16th year by no more than 2% points (5.875 per this example) and is based on the index at the adjustment time plus the margin. Cannot be combined with any other promotion or offer. Submit applications by Oct. 31, 2017.
First home or new house, get the terms you deserve at Visions.
Expect low rates, minimal down payments, no closing costs, and fair treatment from a member-owned and community-minded institution where you're a neighbor, not a number.
Our financial products, including the No problem Mortgage, take the hassle out of home loans. We promise to give you lots of options and quick turnaround with closings in 30 business days or less.
Home buying is one of life's biggest decisions. You wouldn't settle for a house you don't want. So don't settle on your mortgage. Apply now and let Visions find the right home loan for you.
Mortgages for Every Stage of Home Ownership
Whether you are looking to move from your current house, looking to build a new house, or want to buy your first home, we have a wide selection of mortgage options for you. Buying a home and finding the right mortgage for you is a big decision.
- Attractive interest rates
- Low down payments
- No closing costs
- Quick turnaround times
Whatever you're looking for, Visions is here to help you through the home buying process with the options, resources, and friendly mortgage experts to get you the right mortgage for your next home.
What do you want from
You want to find the home that will make you happy, and you want the mortgage that suits your needs.
- Are you looking for a more affordable mortgage payment?
- Are you looking for a way to pay off your home faster?
- Do you need flexible options to work with you situation?
- Do you need to move into a new house pretty quickly?
Whatever your needs may be, Visions has a mortgage for you.
What are my mortgage payment options?