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Qualified Property - Purchase Money or Refinances
Max Loan to Value - 80% of sale price or appraised value for conforming. Non-conforming 70% of sale price or appraised value (example: no heat). Cash out refinance - 75% loan to value for fixed rate; 65% loan to value for adjustable rate.
Loan Amount - Minimum $25,000, Maximum $424,100; $636,150 for high cost areas as designated by Fannie Mae
Product Type - Any adjustable-rate program (Except 100% financing, or manufactured) or our 15-year fixed vacation home product
Term - 10 or 15 Year
Escrow Account - Not Required
Payment Options - Weekly, Bi-Weekly, or Monthly
Proof of home owner's insurance is required
Visions will not subordinate or agree to the assignment of any oil/gas/mineral rights lease to a third party.