Visions Federal Credit Union

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Visions Federal Credit Union

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Income Property Mortgages

Qualified Property - One- to four-family residential non-owner occupied purchase money or refinances.

Max Loan to Value - 70% of sale price or appraised value (whichever is lower). Cash-out is at 50% loan-to-value ratio.

Loan Amount - Minimum $25,000, Maximum $100,000

Product Type - 3 Year adjustable

Amortized Term - 10 or 15 Year

Escrow Account - Not Required

Payment Options - Weekly, Bi-Weekly, or Monthly

Proof of home owner's insurance is required

Visions will not subordinate or agree to the assignment of any oil/gas/mineral rights lease to a third party.