Visions Federal Credit Union

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First-Time Buyer Program

First-Time Buyer? No Money Down!

Let us help you wake up in your own home. It's the American dream, and one you can make reality.

  • 100% Purchase Price
  • No Money Down
  • 5/1 Adjustable
  • Single-Family Only
  • Owner Occupied
  • No PMI
  • Escrow Required
  • Maximum Term 30 Years
  • Weekly, Bi-Weekly, and Monthly Payments Available
  • No Gift Money, no seller concessions
  • No Manufactured Housing
  • Loan Amount: Minimum $25,000, Maximum - $424,100; $636,150 for high cost areas as designated by Fannie Mae

Proof of home owner's insurance is required

Visions will not subordinate or agree to the assignment of any oil/gas/mineral rights lease to a third party.