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Credit Cards

Visa© Classic
  • Low APR for purchases and balance transfers
  • No Annual Fee
  • Up to $10,000 limit
  • ATM, PAM, & NYCE Access
  • Free Travel and Accident Insurance Protection - Up to $200,000 when you use your Visa to buy land, air, or sea travel tickets.
  • Acceptance and security using a Visa© credit card
Visa© Platinum
  • Low APR for purchases and balance transfers
  • $14 Annual Fee
  • $5,000 - $30,000 credit limit
  • Free Travel and Accident Insurance Protection - Minimum $1 million when you use your Visa Platinum to buy land, air, or sea travel tickets.
  • Score Card Rewards
  • Acceptance and security using a Visa© credit card

Need Assistance?

  • Local: (607) 754-7900
  • Toll-Free: (800) 242-2120
  • NJ Local: (201) 358-6666
  • NJ Toll-Free: (800) 222-8877
  • Card Activation: (800) 543-5073
  • Report Lost/Stolen Card: 800.528.2273 (International Cardholders: 812.647.9794)
  • Fraud/Disputes: 800.808.6402
    Fax: 513.900.3543
To ask specific questions regarding your account, log in to your account and select "Message Board.".


Credit Cards built with you in mind.

Personal Credit Cards

  • Visions Visa© Classic credit card - No annual fee
  • Visions Visa© Platinum credit card - with Rewards!

Rewards and Prewards

No Balance Transfer Fee

That's right - you will not be charged a fee when you transfer balances from other high-rate credit cards to one of ours!

Once funds are transferred to your checking account you simply write a check and pay off your high rate credit card(s) for good. It's that simple!

With several credit card options available - some that earn great rewards - you can't go wrong.

Apply online, over the phone (607) 754-7900, option 3, or in person for a new credit card or to start the balance transfer process to your existing card.

Business Credit Cards

To complete your banking relationship, Visions also offers business credit card options.


Make a Payment

Pay from your Visions account:

  1. Login to VisionLine
  2. Click the "Transactions" icon and select "Transfers"
  3. Complete the fields provided
  4. Review and submit the transfer

Pay your former CTCE FCU credit card:

  • Online Payment: Click Here
  • Mail Payment: First Bankcard P.O. Box 2557 Omaha, NE 68103-2818
  • Phone Payment: 1-800-819-4249

Pay your former Paragon credit card: