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Apply For a Loan

At Visions Federal Credit Union, we understand that life is unscripted. Maybe the car died or you're planning a vacation. Maybe you're getting married or growing your family. Need to take care of an unexpected expense or get a better credit card? We're here for you at every stage. Submit a Visions Online Loan Application and receive a response within minutes, if automatically approved.

If your application is not approved online, a loan officer will contact you during normal business hours to discuss your options. At Visions, it's not just the money that's there when you need it. We are.

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Apply Online

Applying online is streamlined and simple. By logging in to VisionLine Online Banking you can apply for:

  • Credit Cards
  • Auto Loans
  • Personal Loans
  • RV/Boat Loans
  • Home Equity Lines of Credit
  • Fixed Rate Home Equity Loans

Get an instant response if automatically pre-approved and go through a convenient electronic process to finalize loan documents and receive your funds.

Smart Approval

Your perfect car is just a click away!

At Visions Federal Credit Union, we've made the pre-approval process directly to our dealer partners as easy as possible. Our online Smart Approval application lets you secure the financing you need right from your computer or mobile device. Enjoy the security of knowing you're walking into the dealership with your loan rate and term in hand via a Smart Approval Certificate. Browse our list of participating dealers or get pre-approved today!

Note: The Smart Approval process is only available at partner dealers - see our full list of partner dealers below.

AutoSmart

We believe shopping for a car should be as easy as possible - and we know you do too. That's why we think you'll love our online car-buying resource and information center. Rather than running around town to different dealers, you can now do all of your research and comparisons from your computer or device. Think of it as a "virtual" car lot.

Our auto-shopping website lets you search thousands of new, used and certified pre-owned vehicles from different dealers. Have specific needs? Look for cars that match your style and budget. Once you narrow down your options, connect with a local dealer and take a test drive!

Mortgages & Home Equities

BUILDING NEIGHBORHOODS ONE HOME AT A TIME

If you rent a house, but always wanted to own a home, Visions can help you achieve that dream. Every person you meet at Visions to get advice or to help with decisions is your future neighbor. And we want to welcome you with the best mortgage program you can get.

Apply online below and start the application process.

MAKE YOUR HOME'S EQUITY WORK FOR YOU

You've worked to build equity in your home. It's an investment, and a home equity loan can be the repayment. Home equity loans tend to have lower rates than other loans because the value you've built in your home acts as security. And the interest you pay on many home equity loans is tax-deductible, helping you save twice. Applying for a Fixed Rate Home Equity or Home Equity Line of Credit can be done at one of our convenient locations or by applying online.

Rates

Competitive rates on loans for any purpose, designed specifically with your needs in mind.