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Financial Planning - Meet Our Team
ROBERT W. BRADLEY CFP®
Rob Bradley has over 25 years’ experience working with our local community in the financial services field, including being with Visions Investment Services since its inception in 2004. Since that time, Rob has dedicated his experience and knowledge of providing personalized financial advice to the members of Visions FCU.
Rob prides himself on his educational approach to personalized advice for the members of Visions. He has been a valuable resource for our members as well as having solved many of their financial issues throughout the years. Rob’s mission is to develop personalized financial planning options and solutions for his clients so that they may make informed decisions for their future.
Rob has demonstrated a high commitment to his clients and profession by becoming a CERTIFIED FINANCIAL PLANNER™, which required completing a rigorous 2-year course and passing the national exam. CFP® professionals must meet the Financial Planners Standards Council standards in education, experience, examination and ethics. CFP® professionals must also have 30 hours of continuing education every year and agree to abide by the CFP® Code of Ethics to renew their right to use the credential annually. He is also certified by the New York State Insurance Department as an approved Long Term Care and Life Insurance professional.
Rob is proud to serve our community both in his profession and in support of our local charities and youth programs. He currently is active with the local Boy Scouts, coaching in the Maine Endwell baseball program and other various youth league teams as well as supporting local charities such as the Boys and Girls Club.
Rob is a lifelong resident of the community and currently resides in Endwell with his wife Amy, and his two children, Jay and Jillian.
RICHARD J BARBER, AIF®, AAMS®, CMFC®
Mr. Barber is a seasoned financial professional providing wealth management services for over 15 years. His areas of specialty include Fee Based* Financial Planning, Retirement Income Planning and Asset Management.
Mr. Barber is consistently recognized as a top financial advisor within LPL Financial and has been named to the firm's Freedom Club (2012) and Director's Club (2013, 2014, 2015, 2016 & 2017). These distinctions are based on annual production rankings of approximately 13,100 registered advisors nationwide who are supported by LPL Financial, the nation's largest independent broker-dealer.**
RJ has been awarded the ACCREDITED INVESTMENT FIDUCIARY® designation from the Center for Fiduciary Studies™. The AIF® designation signifies a specialized knowledge of fiduciary responsibility and marks the culmination of an experience prerequisite, a rigorous training program and course study, successful completion of a closed-book proctored final examination, a signed agreement to abide by the Code of Ethics & Conduct Standards, and a commitment to an annual continuing education requirement.
He's also been awarded the ACCREDITED ASSET MANAGEMENT SPECIALIST℠ and CHARTERED MUTUAL FUND COUNSELOR℠ designations from the College for Financial Planning. AAMS® and CMFC® designees must successfully complete an extensive education program and pass a rigorous examination, sign a code of professional ethics, and complete a disclosure form attesting to their professional conduct. All designees must sign a commitment to ongoing continuing education credit to ensure that they stay current in the field.
RJ holds a Bachelor's Degree Cum Laude from Suffolk University (Boston, MA) and is a 2006 graduate of the Broome Leadership Institute, a leadership program of the Greater Binghamton Chamber of Commerce. He maintains various securities registrations and insurance licenses in several states, is certified to offer the New York State Partnership for Long-Term Care Insurance and is a Notary Public in the State of New York.
Mr. Barber is an active member of the Greater Binghamton Chamber of Commerce where he has served on various committees. Recent community service includes the Board of Directors for the Broome Leadership Institute Alumni Association and past President of Broome Community College Alumni Association, Inc. He has also served in various capacities for organizations such as Rotary, the American Cancer Society, and the Dollars for Scholars. R J coaches baseball, soccer and is a regular sponsor for youth athletics.
RJ is a lifelong resident of Broome County and resides in the Town of Vestal with his wife Michele and their three children, Grant, Lily and Anderson
*Mr. Barber is an Investment Advisor Representative of LPL Financial (A Registered Investment Advisor).
** Based on total revenues, Financial Planning magazine, June 1996-2017.
ACCREDITED ASSET MANAGEMENT SPECIALIST℠ and AAMS® are trademarks or registered service marks of the College for Financial Planning in the United States and/or other countries.
CHARTERED MUTUAL FUND COUNSELOR℠ and CMFC® are trademarks or registered service marks of the College for Financial Planning in the United States and/or other countries.
TERESA, “TERI", FLYNN CRPC ®
Teri has been helping individuals and businesses in Broome and surrounding counties realize their investment goals for more than 25 years. Her approach is personal; she helps clients succeed by building long term relationships, developing accumulation and retirement income strategies tailored to their needs and dreams. It is the comprehensive, ethical and client focused financial planning approach she learned from her father, the late Frederic M Pierce, CFP®. They worked as a Team in the business for years. Teri still has many clients who originally started with her father, and carries on his legacy.
Creating and sustaining relationships is the foundation of Teri’s career. She is especially proud of the work she does helping people through life changing events such as retirement, a loved one’s death or divorce. Teri takes the time to understand each client’s financial situation and guide them through the decision making process relating to their investments. She understands the overwhelming emotions that accompany major transitions and helps clients work through these times with patience and compassion. Transparency and client education are important to Teri. She will help clients’ inventory financial assets and quantify financial needs. Using conservative estimates for inflation and life expectancy she can determine if clients are on track to work towards their goals. This becomes the framework she uses in making investment recommendations for a client’s future. Teri will coordinate with other professionals her clients may use such as attorneys and CPAs.
Teri, who was born and raised in the Binghamton area, has earned the Chartered Retirement Planning Counselor designation from the College for Financial Planning. CRPC ® designees must successfully complete an extensive education program and pass a rigorous examination, sign a code of professional ethics and commit to pursuing continuous education to ensure that they stay current in the field. Teri also holds a Bachelor of Science in Business Administration from Binghamton University School of Management. She also holds numerous securities licenses through LPL Financial, LLC and can assist with individual stocks, bonds, mutual funds, annuities, managed accounts and life insurance. In addition, she is certified to offer NY State Partnership for Long Term Care Insurance.
Teri currently resides in the town of Vestal with her two children, Eric and Leah in the same neighborhood where she was raised.
Kevin Porter, AIF®
Kevin is a seasoned financial professional providing personalized financial advice to individuals, families and businesses for over 21 years.
Kevin specializes in developing and implementing accumulation, distribution, and protection strategies. Through a comprehensive financial planning approach, he creates long-term relationships with his clients by providing education regarding their financial situation and available investment options. Kevin helps his clients make sound decisions to help them pursue their financial goals.
Kevin has been awarded the ACCREDITED INVESTMENT FIDUCIARY® designation from the Center for Fiduciary Studie™. The AIF® designation signifies a specialized knowledge of fiduciary responsibility and marks the culmination of an experience prerequisite, a rigorous course study and successful completion of a final examination, a signed Code of Ethics & Conduct Standards agreement, and a commitment to annual continuing education.
Kevin was born and raised in Ithaca, NY and completed his education there. Additionally, Kevin maintains various securities registrations, held through LPL Financial, and insurance licenses in several states. He is also certified to offer the New York State Partnership for Long-Term Care Insurance.
He is a member of the Greater Binghamton and Tioga County Chamber of Commerce. Kevin also served as treasurer of the National Association of Life Underwriters in Ithaca, NY.
Kevin is an avid sports fan and traveler. He enjoys golf in the spring and summer and attending Notre Dame football games in the fall. Kevin moved to the Southern Tier in 2002 and resides in Endicott.
Kevin has been providing financial counseling to individuals in the Southern Tier Region for the past 15 years. His main areas of focus include wealth management, pre- and post- retirement planning, insurance, and portfolio analysis.
Kevin holds a BS degree from Fredonia University and resides in Endwell.
Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/ SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Visions Federal Credit Union: not a registered broker/dealer nor affiliated with LPL Financial.
- Not NCUA Insured
- Not Credit Union Guaranteed
- May Lose Value
- Not A Credit Union Obligation
The LPL Financial registered representative associated with this site may only discuss and/or transact securities business with residents of the following states: AL, AZ, CA, CO, CT, FL, GA, MA, NC, NJ, NY, OR, PA, VA, VT.
There is no guarantee that these investment strategies will work under all market conditions. Each investor should evaluate their ability to invest on a long-term basis, especially during periods of downturns in the market.