Visions Federal Credit Union

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Visions Federal Credit Union

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Visions Federal Credit Union

Ready to apply for your loan? First, you need to be a member with a VisionLine ID.

Log In here with your VisionLine ID:

Current member who needs a VisionLine ID? Click here to register.

Not a member yet? Take just a few minutes and join online through VisionLine, our online banking system and then you can apply for the loan. Click here to join.

Home Equity Loan

Make Your Home Equity Work for You

A home equity loan is when homeowners borrow against the equity in their home for things like large purchases, a new car, or even a college education.

Find Out How Much Equity You Have

Your home's equity is one of the key factors to determine how much you can borrow.

So what is your equity? Use this simple calculator to find out.

Home Equity Calculator

Appraised Value of Home:

Mortgage Balance:


  • $0K - $5K equity: check back in 12 months
  • $6K - $15K: Congratulations on building equity - time to consider a home equity product!
  • $16K+: Congratulations! Ask for details on how you can really benefit from a home equity product!

Fixed Rate Home Equity

You can get 80% - 90% of your equity (appraised value minus first mortgage) up to $250,000 with a maximum term of 15 years. Less than 80% equity up to $500,000.

You'll enjoy low rates and a long-term repayment plan to reduce payments.

Check out our latest fixed-rate home equity rates

Check out our latest home equity line of credit rates

Interested in a revolving line of credit? Consider a Home Equity Line of Credit.