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Balance Program

Whether you're interested in developing a workable spending and savings plan, getting out of debt, taking a look at your credit report, buying a home, or planning for your financial future, Visions Federal Credit Union wants to help. That's why we've provided access to free and confidential financial counseling and education through BALANCE.

Through BALANCE you have access to a toll free infoline, money management tools, credit report reviews, identity theft solutions and more. Visions Federal Credit Union and BALANCE are here to be your financial partner for life - with all the resources at your fingertips; we put you in control of your financial future.

Visit the BALANCE website here - BALANCE and Visions Federal Credit Union

Balance Track

Visions Federal Credit Union and BALANCE have partnered to offer you free educational modules to better understand your finances. With the BalanceTrack courses, you can access a multitude of informative online quizzes to assist in your financial education. A personal financial education center awaits for you to learn about credit reports, the basics of investing, smart tax planning and more!

All online courses are free and confidential so you can take each course at your own leisure. Make the commitment to sound financial management and experience how easy it can be to take control of your finances.

Visit the BalanceTrack website here - BalanceTrack and Visions Federal Credit Union

Free Credit Report

Be proactive and fight identity theft before it happens. By monitoring and reviewing your credit report you will be able to see the big picture and know what is being reported.

Get your free credit report online at, or call for your free credit report: 877.322.8228.

Contact a credit reporting agency:

ID Protection

In a time where identity theft is on the rise, Visions always has the safety and security of our members' finances and personal information in mind. To bring our members another benefit of Visions membership, we have partnered with Europ Assistance to offer identity theft resolution and credit monitoring service to you and your family.

With Identity Theft Resolution and Credit Monitoring Service, Visions members can:

  • Have peace of mind - The combination of Identity Theft Resolution and Credit Monitoring Service provides the best solution against identity theft.
  • Save money - Low cost of Identity Theft Resolution and Credit Monitoring Service for the entire family is well below market value
  • Save time - Get quick and personal service to complete time-consuming Identity Theft Resolution forms on your behalf.
  • Save time - Enrollment is fast, easy and can be done online.
  • Enjoy convenience - Get immediate assistance from telephone support available 24 hours a day, seven days a week wherever you are in the world.

This service saves an identity theft victim up to hundreds of hours of frustration and provides the following:

  • Identity Theft Resolution Kit
  • Prevention Telephone Support -24 hours a day, seven days a week
  • Opt-Out Services
  • Identity Theft Education
  • 3 Bureau Fraud Alert Placement
  • 3 Bureau Credit Monitoring - Up to Three Family Members
  • Upfront 3 Bureau Credit Report
  • Unlimited TransUnion Credit Report and Score
  • Post-incident Identity Tracking
  • Resolution Telephone Support - 24 hours a day, seven days a week
  • Assigned Resolution Specialist
  • Inform Police and Legal Authorities
  • Fraud Department Notification
  • Credit Freeze
  • Emergency Cash Advance - Up to $1,000
  • And, more!

Enroll Now