Visions Federal Credit Union

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Visions Federal Credit Union

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Health Savings Accounts

Health Savings Accounts - The tax-exempt way to cut medical costs

A Health Savings Account is a tax-exempt account specifically to pay for medical costs not covered in a high-deductible health plan.

Our HSA provides the following checking account option:

HSA Flex Checking

  • No monthly service charge
  • No minimum balance required
  • Unlimited check writing
  • No dividends
  • Once per calendar year, (1) box of standard checks at no charge

Speak to a representative for complete details on both of these great products.

If your health-plan deductible is at least $1,350 for single coverage or $2,700 for families, you may be eligible. We have no "use it or lose it" requirements, and funds accumulate each year.

Even better, contributions can be tax-deductible up to $3,450 for singles and $6,900 for families. (Over 55 years old: $4,450 single and $7,900 family.)

Check with your health plan administrators to determine their eligibility, then call our IRA Services Specialist, at 800.242.2120 (ext. 10542) or visit any branch for details.

Balancing Rising Health Care Costs Brochure