Visions Federal Credit Union

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Visions Federal Credit Union

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All our accounts also feature:

  • 24/7 access to ATMs and Phone Access Tellers.
  • Overdraft Protection.
  • VISA ® Debit Card, the plastic way to cut a check.

Flex Checking or HSA Flex Checking

  • No monthly service charge
  • No minimum balance required
  • Unlimited check writing
  • No dividends
  • Once per calendar year, (1) box of standard checks at no charge

Flex Checking Plus

  • Earn dividends on all balances
  • Requires a $1,000 minimum balance OR $25,000 in combined consumer deposit/loan balances at all times to avoid $8 monthly service charge
  • Pay no ATM fees to Visions and unlimited refunds on non-Visions ATM fees anywhere in the U.S.

Plus the following items, at no charge!

  • Money orders
  • Official checks
  • Wire transfers
  • Stop payments on personal checks
  • 3 x 5 safe deposit box (where available)
  • Overdrafts from your savings

Visa® Debit Card

The perfect complement to your checking account. Combines the best of checks and credit cards. Use it at an ATM, or like a credit card, but it draws the money directly from your checking account. No more check cashing hassles - accepted anywhere you see Visa®. Visions cards are accepted at ATMs that display one of the following network logos: NYCE, PLUS, CO-OP, and JEANIE.

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Visa Debit Card Rewards

The Visions Debit Card Is Not a Credit Card

When you use your debit card to make a purchase or to withdraw cash, the money comes directly from your checking account balance. It works like a check - only easier!

It also means free use of your checking account when out of town or traveling. It's good at more than 14 million merchants worldwide!

Order New Checks - The Easy Way

We make it simple:

  • Stop by any branch, with proper ID.
  • Call Phone Access Teller at 607.757.9411, 800.843.2892 from outside New York and 800.638.3348 in New York, and choose Audio Response Service Code 88 - Check Reorder, when prompted.
  • Log in to VisionLine, click on "Order Checks", and follow the on-screen directions.