Visions Federal Credit Union will tailor financing to meet your company's capital needs. Our lending experts work with you to create a package that matches your needs with your cash flow.
Our experts are your neighbors, so they know you and your company. They'll always put your needs first.
Commercial Real Estate Mortgages - Long-term financing to buy new properties or plan, improve or refinance existing properties. We offer both permanent mortgages with flexible terms with a variety of loan rates, or interim construction loans in conjunction with permanent financing.
Business Term Loans - To finance a fixed asset purchase, such as equipment, fixtures, or vehicles. You can also finance permanent working capital for business acquisition or expansion. We offer a variety of rates with flexible terms.
Single Payment Short Term Loans - The total principal is due at a fixed maturity date, usually a year or less. Great for inventories, receivables, or specific projects.
SBA/Rural Development Guaranteed Loans - We'll lend capital to businesses that do not qualify for credit under conventional underwriting standards. The loans are guaranteed by a government agency, and provide working capital to buy equipment or improve properties; buy, build, or renovate facilities. Terms depend on the purpose of the loan.
Lines of Credit - Immediate short-term funds to help meet seasonal commitments or carry operations during a cyclical low point. They help during cash conversion cycles. They have a maximum period of a year, and may be subject to annual review and 30 consecutive-day paydown period.