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About Us

Visions Federal Credit Union is a not-for-profit financial institution, completely owned by its members.

Founded in 1966, our roots are rich with IBM history. Our footprint has expanded through the years to include offices in communities throughout New Jersey, New York, and Pennsylvania.

Visions is a strong, stable credit union offering a wide variety of quality financial services. Think of us as more than your financial institution. We're your trusted partner and we want to help you succeed.

It is our intent to offer the products and services which will make your life easier - today, tomorrow, and always. We provide you with a safe place for your money to grow; your first car loan; funds to start a new business; a mortgage for the house of your dreams - and more!

Our staff, managers, directors, and supervisory committee are dedicated to providing you the best member service at every interaction. We believe in "people helping people" and your business is important to us and greatly appreciated.

Welcome to Visions, we're glad to have you!

Vital data

Headquarters: Endwell, NY
Assets: $3.4 billion
Branches: 39
ATMS: More than 100
Members: 175,000
Founded: 1966
Employees: 397 full-time, 65 part-time

Vital data reported as of 02/01/15

Board of Directors

Visions Board of Directors

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Supervisory Committee

Our five-member Supervisory Committee are all volunteers appointed by the Board of Directors to assure that the Board of Directors and management establish practices and procedures to safeguard members' accounts and credit union assets.

The committee arranges for independent internal audits, verification of member statements, reviews of internal controls, and a CPA financial audit. A committee member also attends the monthly Board of Directors meeting.

A special post office box has been established for members to report perceived credit union violations of rules and policies, unethical behavior, disagreement on account balances, or complaints that were not fully resolved to member satisfaction.

Supervisory Committee
P.O. Box 458
Endicott, NY 13760

Become a Member

When you join Visions you become a member and an owner - that's what credit unions are all about! As a not-for-profit member owned financial cooperative our main purpose is to satisfy the financial needs of our members. When you succeed, we succeed!

Visions membership requires a $25 minimum deposit. Applications can be taken in person at one of our offices, online, or through the mail.

Please fill in the fields below to see if you're eligible for membership. Click the "Apply Now" button to start your online application.

Upcoming Events

Defensive Driving - Part 2 (two-night course)
Date: Thursday, May 28, 2015
Time: 5:30 p.m. - 8:30 p.m.
Location: Endwell, NY – 3301 Country Club Rd
Details: Cost: $35 for members, $40 for nonmembers. Please call 800.242.2120, x10442 to RSVP.
Family Health & Safety Fair - featuring child seat safety check!
Date: Saturday, May 30, 2015
Time: 11 a.m. - 2 p.m.
Location: Endwell, NY – 3301 Country Club Rd
Details: Family-friendly event - community is welcome!
Personal Property Protection
Date: Tuesday, June 16, 2015
Time: 6 p.m. - 7 p.m.
Location: Endwell, NY – 3301 Country Club Rd.
Details: Guest speaker: Vestal Police Department Please call 800.242.2120, x10697 to RSVP.
2015 Expulsion Meeting
Date: Wednesday, June 17, 2015
Time: 4:30 p.m.
Location: Endwell, NY – 3301 Country Club Rd.
Details: No reservations necessary.
Medicare Seminar
Date: Friday, June 26, 2015
Time: 10 a.m.
Location: Endwell, NY – 3301 Country Club Rd.
Details: Please call 800.242.2120, ext. 10442 for reservations.