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Make more from your money with our 18-Month Certificate Special!

At Visions, we understand that you've worked hard for your money. We want to make sure it works as hard for you.

That's why we're offering 2.28% APY* on our 18-month share certificate.

Why earn less? Get the terms you deserve from Visions.


What's a share certificate?

Think of it as a time-based savings account. Like any savings account, you’ll earn dividends on a share certificate. The difference, though, is that your rate of return is based on your term length – in general, the longer your term, the higher your rate. It’s our way of saying “thank you” for your time commitment, but it also means that you can select a term that works best for you.

Terms like our 18-Month Certificate Special.


Who can open an 18-Month Certificate Special?

This special is available to all of our members – even business members!


How much do I need to open a share certificate?

The minimum to open a certificate is $500, but don't worry – each member is free to deposit up to $1,000,000 in their certificate. Plus, the more you deposit, the more you'll benefit from your rate of return.


Ready to get started?

Stop by your local office or call us at 800.242.2120!


Not a member yet? What are you waiting for!

Joining Visions is easy. You can apply for membership in person, over the phone, and even online! If you'd like, you even have the option of opening your 18-Month Certificate Special online when you start your account!

Click here to join!


*APY = Annual Percentage Yield. Credit union membership of $25 is required – certain restrictions apply. Speak with a representative for membership eligibility details. APY assumes principal and dividends remain on deposit for the term of the certificate. 18-month term. Minimum balance of $500 required. Maximum deposit aggregate of $1,000,000 per member account number. Dividends calculated using the average daily balance method. This method applies a periodic rate to the average daily balance in the account each month. Dividends are credited monthly. Dividend rates are based on credit union earnings at the end of the dividend period and cannot be guaranteed. Dividends earned on balances of $500 and greater. Fees may reduce earnings on account. Early withdrawal penalties may apply. Unless otherwise instructed, product changes to standard 18-month certificate upon maturity, earning applicable APY at that time. This offer, including the advertised rates and APY, is accurate effective 9/3/19. Visions Federal Credit Union reserves the right to end or modify this offer at any time. Federally insured by NCUA up to the maximum amount allowed by law.