Where you deposit your money can make an impact!
Introduction
Save more, pay fewer fees, and impact the local community by banking with Visions.
So, you want to deposit funds here. We can see why! We have excellent savings options for members and businesses. Want proof? Check out our Share Certificate rates, learn about our hassle-free Business Money Market accounts, or our ask about our Youth Services, IRAs, or Totten Trusts. We’ll care for your savings at every stage in life.
Plus, we’re a member owned financial co-op! That means, the more you save and the more we grow, the more we can give back to YOU – our valued members and local community.
When your deposits are under our care, we take that responsibility seriously. Remember, Visions Federal Credit Union is federally insured by the NCUA , and no member of a federally insured credit union has ever lost one penny of insured savings.
How to Deposit or Transfer Funds to Your Account
With your convenience in mind, we have plenty of ways to make your deposits and transfers to Visions accounts.
If you’re hoping to deposit cash or coins, simply visit your local branch or use an ATM for up to fifty bills at a time. For other types of deposits, here are some additional options.
Direct deposit
Have your payroll, Social Security, and other sources of income automatically deposit to your Visions accounts from sources like: your employer, pension or 401(k) provider, and the US Treasury. Learn how to set up or switch your direct deposit here.
Electronic transfers
Send the funds directly from your other financial institution. Here are four ways to make an electronic transfer:
- Use the External Transfers feature in digital banking
- Request an instant payment to your Visions account through FedNow or Real-Time Payments (RTP®) from a participating financial institution
- Send money with Zelle® into your Visions account
- Contact your other financial institution to request a Wire Transfer
Check deposits
Draft a check to yourself from another bank account. Then make your deposit in branch or use one of the following:
- ATM – We have over 100 locations
- Express Deposit – Look for the link in digital banking
- Night drop depository – Many branches have a secure drop box, where you can place your deposit into an envelope to be processed the following business day
Shared branching
We team up with the Co-op Credit Union Network to give our members free access to their Visions accounts at thousands of ATMs and branches nationwide. At participating locations, you could deposit cash or checks, withdraw funds, transfer between accounts, and more. Click here to learn more.
Additional Information
If you're hoping to make a loan or bill payment, click here for details.
