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Free Credit Reports for Consumers

The Fair Credit Reporting Act (FCRA) requires each of the national credit reporting agencies, Equifax, Experian, and TransUnion, to provide consumers with a free copy of your credit report once every 12 months. The process is easy. You will need to enter personal information and you will be required to answer a few personal questions to positively establish your identity. Once completed, you can immediately download your credit report.


Contact a credit reporting agency:



 
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